Understanding the emotional drivers behind financial behaviour can enhance decision-making and promote financial well-being. Financial literacy alone is insufficient; emotional awareness is crucial. Negative feelings like shame and guilt can lead to unhealthy financial habits. Improved financial well-being arises from recognising and addressing our feelings towards money, fostering control and security in our financial lives.
A Few Companies with Differentiated Business Models led by Innovative and Enterprising Management offer Good Investment Opportunities.
Reviewing the Investment Prospects of Associated Alcohols and Dynemic Products. Conditions become favourable for sustainable earnings growth when a firm with a strong competitive position through productive capital allocation achieves superior operating profitability.
Prospecting for New Opportunities Among Five Stocks. There is no point in being invested in an idea one is not excited about. We are in a stock market boom, all stocks are rising, so the recent better performance of a stock might be reflecting the general euphoria and thus have nothing to do with its fundamentals.
We decided to buy the stock of L G Balakrishnan & Bros (LGBB) when we first discussed the stock in April 2023. Its market price then - ₹745 per share - was at a significant discount to our estimated fair value of ₹1,257 per share. When we reviewed the stock again almost one year later, … Continue reading L G Balakrishnan & Bros: There is Still Value in the Stock
‘HOLD’ was our decision on Lincoln Pharma when we last reviewed the stock in February 2024 as the market price then (₹690 per share) was slightly higher than our estimated fair value. Major headwinds perceived then were the persistently slow pace of earnings growth, sluggish capital allocation, and mediocre working capital management. Now six months … Continue reading Lincoln Pharma: Despite Recent Gains Odds Seem Favourable
Contentment about our investments and money matters is determinant not of what is on the outside but of what happens inside of us. The underlying motivation behind most of our investment endeavours is not just the money but the plethora of opportunities that money opens for us. The bigger house, faster cars, better neighbourhoods, and … Continue reading Finding Contentment in Your Investment Journey
I was positive about Control Print when we last discussed it in February 2024 after its Dec. 2023 quarter results, however, I discouraged buying the stock due to its elevated price. The stock was trading at ₹968 per share then; it now trades at ₹800 per share – down 17.35 per cent in six months. … Continue reading Control Print: Earnings Slowdown a Major Headwind
The interest rate hikes of 2022-2023, and recent warnings and actions from authorities to curtail excessive risky behaviours suggest so. The S&P 500 index, representing the top 500 listed companies in the United States, is down 5.65 per cent since 16 July 2024, the day it made an all-time closing high of 5,667.20. The index … Continue reading Are We at the End of a Stock Market Boom?
The prolonged period of low market interest rates led to risky financial behavior and accumulation of risk in the financial system, particularly evident in the high growth of unsecured retail loans by NBFCs. These easy times, with low interest rates and high credit growth, have raised concerns about financial stability. The push for rate cuts amidst robust economic growth and high inflation may exacerbate these excesses and make the system more fragile.
AMN CAPITAL 